If you got here is because you’re definitely interested in this upcoming Obamacare season and the enrollment process that’s about to start. Because of this, we want to answer some of the most frequently asked questions about Obamacare, enrollment period, special enrollment periods, requirements for enrollment, and so much more! Don’t miss out, keep reading to find out more! And remember, if you’re interested in starting your process right away, book your call here!
We want to begin this by explaining some of the main reasons why you should pick Blue Ocean as your Insurance Agency in charge of the Obamacare enrollment process.
- We have 20+ years in the market helping everyone who’s interested in gaining access to one of the most complete health insurance programs in the country: Obamacare.
- We are a professional and licensed team in the topic, which means you can trust your personal information to us without a doubt knowing that we will handle it carefully.
FAQs – OBAMACARE
What are the main dates to keep in mind?
The first thing you should know is that the Obamacare enrollment period starts every year on November 1st and it lasts until December 15th. However, this year the date has been changed so you all can have more time to enroll. Now, you have up to January 15th, 2025 to finish your enrollment process. This means that if you want to change your plan, look for a new one, or enroll in an insurance program for the first time, this will be the perfect moment!
It’s important to highlight that if you want your new insurance plan to start on January 1st of the upcoming year, you will need to enroll before December 15th.
Keep this in mind when you make your decision!
What are the requirements for enrollment?
The obamacare requirements for enrollment are very simple and easy to follow. First, you will need to gather some important documents such as your ID, social security number, and immigration documents if you’re not a US citizen.
It’s also important that you have some information about your current or previous health insurance plan, your job situation, and your annual income ready. With all of this, our team will be able to help you choose the best insurance plan for you and your family!
What are the different types of plans available?
There are four different types of plans available in Obamacare. They are Bronze, Silver, Gold, and Platinum.
Each type of plan has different characteristics that will fit everyone’s needs. The main difference between them is the price and the coverage.
The Bronze plans have the lowest monthly price but also the lowest coverage. The Silver plans have a moderate monthly price and moderate coverage. The Gold plans have a higher monthly price but also the highest coverage. Lastly, the Platinum plans have the highest monthly price but they offer the best protection possible.
What is the Special Enrollment Period?
The Special Enrollment Period is a time outside of the Open Enrollment Period when you can sign up for health insurance. If you have a life event that changes your health insurance needs, you may qualify for a Special Enrollment Period.
Some examples of life events that could make you eligible for a Special Enrollment Period are:
-Losing health coverage
-Moving to a new state
-Changes in your income
-Changes in your family size (for example, if you get married or have a baby)
If you think you may qualify for a Special Enrollment Period, we encourage you to contact us as soon as possible so we can help you enroll in a plan that meets your needs!
How can you contact us?
If you have any questions or would like to know more about our services, please feel free to contact us at 1-800-987-1149 or email us at [email protected]. We are always happy to help! You can also book your free call with us here and choose the date and time of your preference so you can have a zoom or phone call meeting, or a visit to our offices and begin your process with us.