As we all know, Obamacare’s enrollment is just around the corner and we want all of you to be fully informed, this way you won’t miss any of the Obamacare important dates. This is one of the most important health programs in the country and anyone who’s able to enroll will definitely enjoy a peaceful, stress-free life in terms of health because of all of the benefits you will be able to enjoy.
WHAT IS OBAMACARE?
The Affordable Care Act (ACA), often called Obamacare, is basically a health insurance program that helps people with limited incomes get health care coverage.
Some of the main Obamacare benefits include:
• Free preventive care, such as cancer screenings and vaccinations
• No more denials for preexisting conditions
• Allowing young adults to stay on their parent’s health plans until they turn 26 years old
• No lifetime limits on coverage
These are only some of the great benefits that you will be able to enjoy if you enroll in Obamacare, so make sure to do it as soon as possible!
DATES TO REMEMBER:
NOVEMBER, 2024
In November 2024, the enrollment period starts. This is where EVERYONE is able to start their enrollment processes without any type of limitations. It doesn’t matter if you don’t apply for the special enrollment period, you’ll still be able to enroll starting November 1st. Some of the main requirements to enroll are
– Legal Inmigration Status
– Not currently being incarcerated
And othe aspects that you can learn about by booking a call with us or checking out our website!
If you meet these requirements, then you’re more than eligible to start your enrollment process as soon as November 1st arrives. Make sure to be on the lookout so you don’t miss this date!
DECEMBER, 2024
The deadline to enroll in a health plan for 2025 is December 15th, 2024. This means that you have until this date to finish your enrollment process and select the health plan of your choice. This is the original period to be coverage at January 1st, 2025. Then will be a second period between December 16th, 2024 to January 15th, 2025, but coverage will start on February 1st, 2025. After these two periods, you need to keep in mind the fact that there’s a special enrollment period, which will let you enroll on any other date outside this specific period of time. Learn more about the enrollment periods here!
SPECIAL ENROLLMENT PERIOD
A special enrollment period is a time outside of the open enrollment period when you can sign up for health insurance. You qualify for a special enrollment period if you’ve had certain life events, such as losing other health coverage, getting married, or having a baby. If any of these things happen to you, then congrats! You will be able to enroll in a health plan outside of the open enrollment period.
Here are some common life events that can qualify you for a special obamacare enrollment period:
– Losing health coverage
– Getting married
– Having or adopting a baby, or placing a child for adoption or foster care
– Moving
– Leaving incarceration
– Inmigration Status (work visa, social security number, etc.)
These are only some of the life events that will allow you to enroll in a health plan outside of the open enrollment period, so make sure to keep them in mind. You never know when you might need to enroll in a health plan and it’s always better to be prepared!
In conclusion, keep all of these dates in mind. Dates are very important if you want to enroll in Obamacare starting in 2025. Make sure to also remember the requirements and life events that will allow you to enroll in a health plan outside of the open enrollment period. And that’s it! You’re now ready to start your enrollment process as soon as November 1st arrives! Contact Blue Ocean Insurance so we can help you in the enrollment process right away, book your call here!